Category Archives: Healthcare
From 90 miles: http://ninetymilesfromtyranny.blogspot.com/
Growing up unvaccinated:
A healthy lifestyle couldn’t prevent many childhood illnesses. As healthy as my lifestyle seemed,
I contracted measles, mumps, rubella, a type of viral meningitis, scarlatina, whooping cough, yearly tonsillitis, and chickenpox. In my 20s I got precancerous HPV and spent six months of my life wondering how I was going to tell my two children under the age of 7 that Mummy might have cancer before it was safely removed.
Found at AD: http://americandigest.org/
Obamacare’s Stunning Redistribution of Wealth
Let’s say that you are a healthy, hardworking 54-year-old single adult in San Francisco earning $45,960 per year—the income level at which federal Obamacare subsidies from your fellow taxpayers are no longer available to help you pay your monthly health-insurance premiums. As a San Francisco resident, you are permitted to choose from among 16 separate Obamacare-compliant insurance plans. Four of these are so-called “Bronze” plans, low-level policies whose average premium will cost you $453 per month, or $5,436 per year. In exchange for those premium payments, a Bronze plan will cover 60% of your medical expenses—that is, after you meet the $5,000 out-of-pocket annual deductible. For this priceless peace of mind, you can thank Obamacare—the Democratic Party’s gift to a grateful America.
Let us contrast your case with that of Joe, another 54-year-old single individual in San Francisco, who happens to be an obese alcoholic and longtime drug abuser with little ambition and no history of ever having held a full-time job for very long. Joe currently earns $15,860 per year, which is just above the income level that would have made him eligible for Medicaid. Because Joe doesn’t qualify for Medicaid, Obamacare stipulates that he must now purchase his own health insurance—thereby proving that, contrary to the shrill rhetoric of conservative naysayers, no one gets an undeserved free ride under Obamacare.
Like you, Joe can choose from among 16 separate plans that are available to San Francisco residents. But unlike you, he is eligible to receive federal government subsidies—money that other, wealthier Americans, such as you, magnanimously “contribute” toward the healthcare expenses of financially “disadvantaged” individuals. If he selects one of the four Bronze plans (whose average monthly premium is $453), Joe qualifies for $452 in average monthly subsidies—meaning that, regardless of which Bronze plan he chooses, he will pay a monthly premium of exactly $1. You read that correctly. The very same healthcare plan that would cost you $453 per month, is available to Joe for $1 per month—i.e., the cost of three oatmeal-raisin cookies at your local Subway sandwich shop. Over the course of a year, you will pay a total of $5,436 in policy premiums, while Joe, who sadly failed to qualify for free healthcare through Medicaid, will pay his own fair share of $12. This is all in the interest of social justice, you understand. And please, don’t even think about whispering that Obamacare might be some sort of “wealth redistribution” scheme, lest you expose yourself as a petulant reactionary who doesn’t give a damn about sick people.
Oh, imagine what a wonderful world it would be if we could somehow transfer this same brand of Obamacare-style fairness to realms other than health insurance. In such a utopia, for example, the $25,000 new automobile that you purchase would cost a deserving soul like Joe just $55. Your $100 nightly fee at a motel would be 45 cents for Joe. And the $25 hardcover book you purchase at Barnes & Noble would set Joe back about a nickel. What’s that, you say? These items aren’t life-and-death necessities, like medical care, and thus don’t serve as useful analogies? Good point! Let’s stick with real necessities, such as food and housing: The same load of groceries that costs you $250 would cost Joe 55 cents. Your $1,200-per-month rent or mortgage payment would be available to Joe for about $2.65 a month. And the $250,000 home you seek to buy could be Joe’s for about $552. Yes, we’re talking about a veritable paradise of fairness!
But let’s return, for a moment, to the subject of healthcare in the here-and-now. Suppose you decide to opt for something substantially better than the aforementioned Bronze plan. As a resident of San Francisco, you can also choose from among four separate Silver plans, which each pay 70% of your medical costs (after a $2,000 annual deductible) and have an average monthly premium of $614. For Joe, these same four plans are available for an average of $38 per month—thanks to the marvelous, magical subsidies that are built into Obamacare. In fact, one of the Silver plans in particular would cost Joe just twenty nickels per month—a darned fair deal for someone needing healthcare, wouldn’t you say? And again, try not to view the disparity between your fee and Joe’s fee as some form of “wealth redistribution,” but rather as an opportunity for you to cultivate the fiscal virtue that our president terms “neighborliness,” whereby those who are “sitting pretty”—like you—extend a helping hand to the “less fortunate”—like Joe. Yes indeed, think about how deliriously happy you’re making good-ol’ Joe!
Now, if you’re feeling somewhat bold and are inclined to seek out even better coverage, you might opt to enroll in one of San Francisco’s four Gold insurance plans, which pay 80% of your medical costs (with no deductibles) and have an average monthly premium of $752. For Joe, the average cost of such a policy is $166 per month.
And then there are the top-of-the-line policies—the four Platinum plans—which will pay 90% of your medical expenses and will cost you, on average, $843 in monthly premiums. For Joe, by contrast, the cost of these plans will run about $258 a month.
So, let’s review: Joe can have the very best coverage available—the type of Platinum plan that our revered overlords in Washington have carefully secured for themselves—for roughly half the cost that you must pay for the most meager, bare-bones, low-end Bronze coverage in existence. Or, alternatively, he can have:
- a Gold plan for about one-third of what you pay for the Bronze;
- a Silver plan for one-twelfth of what you pay for the Bronze; or
- his own Bronze plan for less than four-tenths of 1 percent of what you pay for the same plan.
And why is Joe able to do all this? Because you, my generous comrade, are largely buying his plan for him. Hooray for you! Hooray for advancing the vision that our president so eloquently laid bare just one month ago, when he identified the eradication of “inequality” as the motive that “drives everything I do in this office.” Ain’t it wonderful to be part of such a grand crusade?
And in case you seek additional cause for celebration, rest assured that Obamacare imposes the same type of fairness and equity on family plans as it does on individual plans. For instance, a 54-year-old San Francisco couple with two grown children (ages 19 and 20) living at home—and with a $94,200 household income (the income level at which subsidies are no longer available)—can enroll in a bare-bones Bronze family plan (with an annual deductible of $10,000) for an average monthly premium of $1,175. Meanwhile, an identically structured San Francisco family whose household income is $32,500—just above the level that would have qualified them for Medicaid—can obtain a Bronze plan for precisely $4 per month. Yes, the same plan that costs $14,100 per year for the first family, costs $48 per year for the second family.
The four Silver family plans, meanwhile, have an average monthly premium of $1,593 for the first family, and $81 per month for the second family. Annual outlays would be $19,116 for the first family, vs. $729 for the second family.
This, in a nutshell, is the exquisite beauty of Obamacare: It is redistribution … er, um, er … It is neighborliness on a scale never before seen in this country. And many millions of Americans are poised to reap its glorious benefits! As a form of shorthand, you can simply refer to these fortunate millions as “Democrats,” in honor of the party of benefactors that is, at this very moment, purchasing their eternal political allegiance with your dollars. Take pride in the fact that this wonderful arrangement is but one aspect of the “fundamental transformation” of America that our president is so faithfully pursuing, true to his word. At its essence, it is an arrangement designed to take from certain individuals according to their ability to pay, while giving to other individuals according to their need—a profoundly neat and elegant formula if ever there was one. It almost makes you wonder if anyone else has ever thought of anything like it before.
 A central principle of Marxism, popularized by Karl Marx himself, is this: “From each according to his ability, to each according to his need.”
From Front Page Mag: http://www.frontpagemag.com/2014/john-perazzo/obamacares-stunning-redistribution-of-wealth/?utm_source=rss&utm_medium=rss&utm_campaign=obamacares-stunning-</blockquote>redistribution-of-wealth&utm_reader=feedly
For our liberal rulers, those at the top of the caste system of political correctness come first — and at the very top of that pyramid of phony victimhood are those so psychiatrically defective as to construct their personal identities around being sexual deviants. So it is no surprise the freakazoids comprising the “LGBT community” have been prioritized to get treated at other people’s expense under ObamaCare:
As a critical deadline for signing up for insurance under President Obama’s health-care law approaches, the lesbian, gay, bisexual and transgender community has emerged as a major target for the White House and outside groups.
A disproportionate number of LGBT Americans are uninsured and qualify for federal premium subsidies to help buy coverage, and the administration is intensifying its efforts to get them enrolled before the end of the year.
Free healthcare! We’ll make someone else pay for it! Get yer free healthcare!
Millions of people who have been willing to pay for their coverage have had it canceled. ObamaCare has put insurance coverage in decline by a 14 to 1 margin. But then, under our tyranny of the minorities, that might make perfect sense.
Meanwhile, several outside groups are pitching in for the LGBT outreach, including Out2Enroll, a collaboration among the Sellers Dorsey Foundation, the Center for American Progress (CAP) and the Federal Agencies Project. The group is working to educate men and women in major cities about their options for coverage and how to navigate the system. According to CAP, 900,000 members of the LGBT community could get some form of subsidized health care under the law.
Have your wallet handy. Subsidized care for nearly a million people who define themselves by their devotion to an exceedingly unhealthy lifestyle known for spreading extravagantly expensive diseases like AIDS will not come cheap — and that’s not even taking into account the nightmarish surgical and pharmaceutical procedures that run up massive bills while transforming them into grotesque facsimiles of the opposite sex.
Here’s how our liberal overlords are spreading the word:
Wednesday Night Tea, a drag show in Shreveport, La., has started promoting the health-care law as part of its act. And Out2Enroll is launching a social media campaign this week that will have “naughty” elements as well as holiday cheer, according to Kellan Baker, associate director of the LGBT Research and Communications Project at CAP.
I believe “naughty” is LGBTese for explicitly obscene.
Here’s a glimpse at the top tier of the liberal caste system:
Now get back to work so you can generate some tax revenue. Hormone therapy costs money.
From MB: http://moonbattery.com/
December 19, 2013
In March 2010 Speaker Nancy Pelosi told reporters; “We need to pass the bill so that you can find out what’s in it.”
. . Now we know what’s in it-
A hidden clause in Obamacare allows the government to loot your estate after you die.
The Seattle Times reported
As thousands of state residents enroll in Washington’s expanded Medicaid program, many will be surprised at fine print: After you’re dead, your estate can be billed for ordinary health-care expenses. State officials are scrambling to change the rule.
It wasn’t the moonlight, holiday-season euphoria or family pressure that made Sofia Prins and Gary Balhorn, both 62, suddenly decide to get married.
It was the fine print.
As fine print is wont to do, it had buried itself in a long form – Balhorn’s application for free health insurance through the expanded state Medicaid program. As the paperwork lay on the dining-room table in Port Townsend, Prins began reading.
She was shocked: If you’re 55 or over, Medicaid can come back after you’re dead and bill your estate for ordinary health-care expenses.
The way Prins saw it, that meant health insurance via Medicaid is hardly “free” for Washington residents 55 or older. It’s a loan, one whose payback requirements aren’t well advertised. And it penalizes people who, despite having a low income, have managed to keep a home or some savings they hope to pass to heirs, Prins said.
With an estimated 223,000 adults seeking health insurance headed toward Washington’s expanded Medicaid program over the next three years, the state’s estate-recovery rules, which allow collection of nearly all medical expenses, have come under fire.
Medicaid, in keeping with federal policy, has long tapped into estates. But because most low-income adults without disabilities could not qualify for typical medical coverage through Medicaid, recovery primarily involved expenses for nursing homes and other long-term care.
The federal Affordable Care Act (ACA) changed that. Now many more low-income residents will qualify for Medicaid, called Apple Health in Washington state.
Affordable Care Act of 2010. Estate recovery will be forced on millions of people who might have otherwise gone without insurance. Why? Because the plan is that millions more Americans have health insurance. That would be accomplished by expanding Medicaid and implementing premium assistance (subsidies). When a person is found to be eligible for Medicaid, they will be automatically enrolled into their state’s Medicaid program. Those forced into Medicaid will, due to the federal law, also be forced into estate recovery. Their estates will be partly or fully taken over by the federal or state government when they die.
You can thank Democrats for this.
.From The Daley Gator: http://thedaleygator.wordpress.com/
Victory Over Obamacare: Fed Court Rules Catholic Organizations Don’t Have To Provide Contraceptive Coverage To Employees
This can have application across the country, very nice decision.
Read it all at WZ: http://weaselzippers.us/
Found at 90 miles: http://ninetymilesfromtyranny.blogspot.com/
Via Weekly Standard:
Health and Human Services (HHS) Secretary Kathleen Sebelius’s agency announced grants of $58 million to 1,157 community health centers to allow them to “expand their enrollment assistance efforts as more Americans enroll in affordable health insurance coverage.” These grants come on top of $150 million previously given to such health centers to “support outreach and enrollment activities” for Obamacare.
Yesterday, Sebelius testified before Congress about the troubled Obamacare website, Healthcare.gov, and the improvements being made to it.
From WZ: http://weaselzippers.us/
This is a video from Pattie Curran, a mom who describes herself as a “Catholic Tea Party hippie”. This video is from August, she tweeted it out again yesterday, indicating that the issues outlined in the video still remain.
She has two critically ill children and walks, point by point, through the problems that Obamacare poses for her family. The video is very instructive, as it goes beyond just the question of premiums and delves into the aspect of all the hidden charges within the law.
1. Over the five years prior to Obamacare, her deductible had increased $50. Since Obamcare, it has increased $1200.
2. Her copay for the blood product she needs for her one of her children has increased 100%
3. Medical equipment that ill people use, such as the pumps, catheters, needles, tubing that she needs, all now have a “medical device tax” on them.
4. Medication that helped her son’s kidney condition for five to six years had a copay of $131. That copay is now $532.
5. They had no increase in premiums in 2009 and 2010. She notes in the video her premiums have increased $1528. She later adds in the description of the video that her premiums in 2014 will have increased $3066/year since Obamcare. She asks, where is that $2500 decrease that Obama promised?
6. Her medication copays used to be 4000 to 5000/year, now they are 10,000, a 100% increase since Obamacare passed.
7. Pattie also speaks about the reduction in care, noting the layoffs in hospitals that she has observed because of her experience with her children.
8. FLEX spending has dropped from $5000 to $2500.
9. Another hidden tax, not often mentioned- the ability to deduct medical expenses has changed. Whereas you used to be able to deduct if your medical expenses exceeded 7.5% of your AGI, now you can’t until it reaches past 10%, thus costing millions of families more and particularly causing economic harm to the sick.
You can find out more about the hidden taxes and expenditures here. They separate it out into taxes that may affect the average American and those less likely. That’s a fiction, since the taxes in the “allegedly less likely column” that involve taxes on companies are all going to be passed onto consumers. I will likely have several thousand dollars in raised taxes out of that “less likely” column.
From WZ: http://weaselzippers.us/
From COTH: http://coth4all.tumblr.com/
From 90 miles: http://ninetymilesfromtyranny.blogspot.com/
FOund at RBA: http://redbloodedamerica.tumblr.com/
UnitedHealth Group has dropped thousands of doctors from its networks in recent weeks, leaving many elderly patients unsure whether they need to switch plans to continue seeing their doctors,the Wall Street Journal reported Saturday.
The insurer said in October that underfunding of Medicare Advantage plans for the elderly could not be fully offset by the company’s other healthcare business.
The company also reported spending more healthcare premiums on medical claims in the third quarter, due mainly to government cuts to payments for Medicare Advantage services.
“Medicare Advantage, an alternative to traditional Medicare, combines hospital and doctor coverage and often includes prescription drugs and perks like gym memberships,” the Journal explained. “Enrollment has more than doubled since 2004 to 13 million in 2012, which represents about 27 percent of Americans on Medicare.
“The federal government pays private insurers a per-capita fee to manage the benefits. The rate is currently about 12 percent more than the average Medicare patient spends annually. The Obama administration plans to cut those extra payments to insurers by about $150 billion over the next 10 years to help pay” for the Affordable Care Act, or Obamacare.
Some experts told the Journal that they expect enrollment in Medicare Advantage plans to decline sharply if that occurs.
The Journal report said that doctors in at least 10 states were notified of being laid off the plans, some citing “significant changes and pressures in the healthcare environment.” According to the notices, the terminations can be appealed within 30 days.
Tyler Mason, a UnitedHealth spokesperson, was not immediately available for comment when reached by Reuters.
At least two state medical societies are seeking temporary restraining orders against UnitedHealth and other state attorney generals are investigating the firm.
Attorneys in Connecticut, acting on behalf of the Hartford and Fairfield County Medical Associations, filed suit Friday after UnitedHealth dropped doctors serving the popular Medicare program, The Courant reported.
Other states expressed similar anger over the changes. In Rhode Island, the state’s attorney general and health department director on Friday sent letters to UnitedHealth’s New England CEO, asking him to reinstate doctors until a full plan for such a transition could be put in place, Rhode Island Public Radio reported.
Rhode Island Attorney General Peter Kilmartin and Health Department director Michael Fine told United Health that they are concerned the continuity of care will be lost in the shakeup. They also noted that UnitedHealth has not notified customers of the changes, leaving that up to doctors.
But the insurer told the WSJ that its provider networks were always changing and that it expected its Medicare Advantage network to be 85 percent to 90 percent of its current size by the end of 2014.
UnitedHealth is participating in about a dozen new state insurance markets that launched on October 1 to offer subsidized health coverage under Obamacare. The insurer had said previously it planned to withdraw from some markets in 2014 because of the government funding cuts.
From The Daley Gator: http://thedaleygator.wordpress.com/
GREAT Tweet from RS McCain today
Democrat 2014 campaign slogan: “Now That We Totally Fucked Up Your Health Insurance, Give Us a Chance to Fuck Up Everything Else, Too.
Go read the post that goes along with that Tweet, it is pure gold
If you want to see a microcosm of the problems looming for Democrats in their 2014 mid-term campaign to recapture the House, look no further than New York’s 23rd Congressional District:
Martha Robertson is the Democratic candidate challenging Republican incumbent Tom Reed in NY-23, my home district.
We have highlighted Robertson many times before regarding her unsubstantiated fundraising claim that “GOP ops” tried to take down her website. Robertson’s campaign never has provided proof of that claim, leading to a fair amount of negative local television coverage and even national press attention.
The fundraising scandal, which I doubt is over, likely will be overshadowed by a much bigger problem: Robertson is a long-time and vocal supporter of mandates with the ultimate goal of single-payer.
In light of the Obamacare debacle, and the inability of the federal government even to set up a website portal, a complete federal government takeover of the health care system is a hard sell.
Basically, the Democrats own the train wreck that is Obamacare. The GOP has a GREAT opportunity here. Can they take advantage? They damn well better. Here is a bit of helpful advice from me to the GOP establishment. If a long-time Republican gets a primary challenger from the Tea Party, do not whine. If the incumbent is a Conservative they ought to welcome debate, and their challenger as well. And, if the incumbent loses the primary, then the establishment ought to welcome and support the Republican voters choice! Respect your base, without them, the GOP is done. In other words care more about America, than about your power.
To the Tea Party. Feel free to primary a less than stellar Conservative, I think it is great for our party. Challenge them, and debate them, but if you lose to them, support them anyway. Remember, the less Democrats in Congress the better. Basically, we need to have open challenges among ourselves, and then we need to support the winner. Again, recall that not one Republican voted for Obamacare in 2010, NOT ONE! A less than stellar Republican is better than a Democrat!
From The Daley Gator: http://thedaleygator.wordpress.com/page/2/
From The Daley Gator: http://thedaleygator.wordpress.com/
From WRSA: http://westernrifleshooters.wordpress.com/
A cancer patient whose health insurance was canceled due to Obamacare says he will “pay the $95 fine and let nature take its course” rather than “be a burden on my family” with new monthly premiums that are over $1,300 higher under Obamacare.
“I’ve thought about this long and hard,” Bill Elliott told Megyn Kelly Thursday night. “When my insurance comes out, just for me, it will be $1,500 a month with a $13,500 deductible. I’m not going to pay that. If I make it that long, I will pay the $95 fine and let nature take its course.”
“I’m not going to be a burden on my family to pay this $1,500. What good is it going to do when I was paying almost $180 [a month]?” Elliott told Kelly. “Now it’s gone up to $1,500 and it’s going to take money out of my kids’ bank and my family, and I’m not going to put up with that.”
Elliott says he has prayed about his decision and feels it is the right thing to do.
“Whatever happens, I believe I’m doing the right thing. I’ve thought about it and I’ve prayed about it… To me it’s saving my family money and then they’ll have money to spend instead of throwing it down the drain like President Obama is wanting us to do,” said Elliott.
Elliott says he voted for Obama due to his promise that Americans could keep their plans if they like them.
“I like my doctor. I love my insurance,” said Elliott. “They were paying just about everything, including medication and medical devices.”
Life is often full of such hard decisions, but the fact that this one should never have had to be made in the America of 2013 makes my anger know no bounds.
Barack Hussein Obama and every, single person who pushed through Obamacare and continue to stand by their actions are despicable and vile poor excuses for Human Beings, they are wastes of Human flesh who should relegated to solitary confinement in harsh prisons for the terms of their natural lives.
Soon, they shall all be worthy of the nickname ‘Redskin’ and they shall be all Lady Macbeths, their hands covered in the stains of murder most foul.
And, yes, Mr. Elliott was a total and complete idiot in placing any trust in a Leftist, but I, for one, forgive him. He acted out of willful blindness. But Obama and his comrades acted with malice aforethought.
God Bless him and his family.
From TCOTS: http://thecampofthesaints.org/